Terms of Use

cipharo.com is an informational website about Cipharo, an early-stage concept for more private online payments. By using the site, you agree to these terms.

No products or services yet

Cipharo does not currently offer cards, accounts, payment services, or any other financial product. Nothing on this site is an offer, a solicitation, or financial, legal, or tax advice.

Concepts and previews

The card images, app screens, numbers, and features shown on this site illustrate ideas being explored. They are not real cards, accounts, or data, and they may change or never become available.

Not a bank

Cipharo is not a bank, card issuer, payment processor, or cryptocurrency platform. Any future card features would depend on licensed financial partners, which are not yet in place.

Using the site

Please don't misuse the site: don't try to disrupt it, gain unauthorized access to it, or use it for anything unlawful.

Our name and materials

The Cipharo name, logo, and the content of this site belong to Cipharo. You're welcome to link to the site and quote short passages, but please don't use our name or logo in a way that suggests a partnership or endorsement.

Links to other sites

Links to other websites, such as Cloudflare's privacy policy, are provided for convenience. We're not responsible for their content.

No warranties

The site is provided "as is", without warranties of any kind, to the extent the law allows. We may change or remove it at any time.

Limitation of liability

To the extent the law allows, Cipharo isn't liable for any loss arising from your use of this site or from relying on its content.

Changes

We may update these terms. The date at the top shows when they last changed.

Contact

Questions about these terms? Write to [email protected].